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4 Answers

WRONG ACCOUNT # ,RIGHT ROUTING #?

Asked by: megan 1406 views YA Discussion

MY ROUTING # IS RIGHT MY ACCOUTN NUMBER IS WRONG BY ONE NUMBER! MY BANK SAID THEY COULD FIX IT! WHERE’S MY REFUND SAYS DD ON 2/9/2012 FOR STATE & 2/13/2012! IF THEY FIX IT WHEN SHOULD I GET MY REFUND! THANKS
CAN THEY FIX IT PRETTY EASY,IF MY BANK WANTS 2? ITS JUST ONE # & ITS THE ACCOUNT NUMBER! I JUST HOPE THEY DONT SEND IT BACK 2 THE IRS! I WOULD HATE TO WAIT ON A CHECK!
CAN THEY FIX IT PRETTY EASY,IF MY BANK WANTS 2? ITS JUST ONE # & ITS THE ACCOUNT NUMBER! I JUST HOPE THEY DONT SEND IT BACK 2 THE IRS! I WOULD HATE TO WAIT ON A CHECK!

How others found here:

  • irs wrong routing number
  • i gave the wrong routing number but gave the right account number will i still get money
  • if i out the wrong routing number or account number what happens to my check

4 Answers



  1. tro on Feb 10, 2012 Reply

    you have actually talked with your bank about the mixup? if they say they are changing it apparently it is up to them
    normally if it refused by the bank the deposit is returned to IRS

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  2. GlassHalfEmpty on Feb 10, 2012 Reply

    Unless the bank is able to intercept the refund when it hits the wrong acct, it will most likely be returned to the IRS and a paper check will be cut. That’s usually what happens. Otherwise, why don’t you just wait until 2/13 and then when you havent received it… You call the IRS and theyll tell you what I just did.

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  3. Terence Rembert on Feb 10, 2012 Reply

    Whats going to happen is the day its sent to the bank you have to call and give them the wrong account number it was sent to and they can re route it to the right account as long as the name and ssn matchs. But you have to be sure to call them that day if your just one day off it will be too late and youll have to wait 6-8 weeks for a paper check. The process of re routing it to the correct account takes 2 business days.

    EDIT: Please take my advice. I work these things all day every day I know what im talking about. Call your bank and ask to speak with the ACH dept. I gurantee as long as you call the same day its deposited it CAN and WILL be re routed to your account.

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  4. Bash Limpbutt's Oozing Cyst© on Feb 10, 2012 Reply

    While they *can* fix it, the question is *will they* fix it. Given how mismatched items are handled by banks, it’s very unlikely that they will.

    If the account number and name don’t match, the transaction will drop into the Item Reject queue at the bank. That’s supposed to be reviewed by a human who will decide if the transaction will be accepted or rejected. The Item Reject operator normally can’t change an account number — that requires a supervisor to override it. That override requires a paper audit trail and that requires another signature by the supervisor’s boss, usually a C-Level officer at the bank.

    So, while technically it’s possible for the bank to correct it and send the money into your account, the odds that it will are infinitesimally small. If you are with a very small community bank or credit union that also does their own item processing and rejects (most farm them out to larger non-affiliated banks or service companies) you *might* get very lucky.

    In other words, if you are drinking buddies with the bank president AND get to him in time, MAYBE. Otherwise, not gonna happen.

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