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6 Answers

Wrighting off a car payment on taxes?

Asked by: Jesica Hogan 228 views YA Discussion

OK so my wife is a Nanny and is going to get 1099. I just bought her a SUV so she can use it to transport the kid she watches. Can I right it off the payments on the car and the mileage from when she leaves our house tell the time she gets pack


6 Answers



  1. Erik on Oct 22, 2012 Reply

    no you can’t. check the IRS rules …

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  2. Cathi K on Oct 22, 2012 Reply

    No of course not. You must keep a mileage log. Going to and from work is not deductible. Once you know the percentage of personal versus business mileage you can choose to deduct actual costs or standard mileage. You keep all the receipts and write off the percent based on your mileage. The other is just to use the standard mileage of around 55 cents per mile. Standard is usually better for a new car. Once you pick one you must stick with it.

    If she is a nanny in someones home then most likely she is a household employee and gets a W2. If not, then laws are being broken.

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  3. StephenWeinstein on Oct 22, 2012 Reply

    No. You cannot write off mileage from the home where she lives (apparently your house) to the place where she begins her work for the day or the mileage from the place where she ends her work for the day back to the home where she lives (apparently your house). You also cannot write off the full amount of the payments.

    However, you can write off either (a) the mileage that she transports the kid, from when she leaves the place where she starts her work and picks up the kid to when she gets to the place where she ends her work and drop off the kid, or (b) a pro-rated fraction of the “depreciation”, gas, etc., for the vehicle, based on the ratio of the mileage in (a) to the total mileage she drives.

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  4. tro on Oct 22, 2012 Reply

    no
    you might claim mileage on her Sch C which is the form to report this self employment income
    if she can document the mileage she uses for business there are two methods you can use to claim the mileage
    one is the actual expense method, the other is the actual mileage which includes all expenses including depreciation which is the way you write off the cost of the vehicle
    and if she uses the car to drive to and from work, this is commuting and NOT deductible
    her use of the car would have to be related to the business, ie. running errands for the employers, taking the children to and from school, appointments, sports etc.

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  5. Judy on Oct 22, 2012 Reply

    No. She can probably write off the miles she drives transporting the child.

    If she’s caring for him at HIS home, she should be getting a W-2 not a 1099, but that has nothing to do with your question. She cant write off miles round trip from your home to his.

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  6. Quick Answers on Oct 22, 2012 Reply

    If your wife is a nanny working in the child’s home, she is NOT a contractor, but an employee. The ONLY place an employee can write off expenses is on schedule A, subject to both being able to itemize and the 2% of AGI rule. Most people can’t itemize it. BTW, business miles do NOT include commuting, so no, you can’t count the miles to and from the client’s home.

    As a nanny, her employer MUST issue her a W-2. They cannot issue her a 1099-Misc for two reasons. First because she is an employee and second only businesses issue 1099-Misc forms and babysitting is NOT a business expense.

    If your wife’s clients insist she is a contractor, have your wife file IRS form SS-8 to get a determination. When the IRS agrees that she is an employee, she can file a 1040 with form 8919 and pay only the employee share of the fica/mc taxes.

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